by nate on Thursday, January 21st, 2010 | Business, News | No Comments

Our heartbeat is normally raised during the tax seasons. Some are expecting it because they would get a refund for a family, but some really hate this season since they worry that they would need to pay to the IRS.

This year, the question is different:

Do you like lending money to the IRS? The answer is yes for three-quarters of taxpayers.
Every year, about 75% of us overpay our taxes. By quite a lot. In fact, the average tax refund last year was around $2,400, which amounts to $200 a month lining Uncle Sam’s pockets until he pays it back to you … without interest.

If you hit the refund jackpot last April (or already know that you’re getting a refund this year), then it’s time to give yourself a raise, starting with your next paycheck.

Pad your paycheck with an extra $200 a month
Let’s get to the details so you can start seeing the fruits of today’s Fiscal Fitness tip ASAP.

To complete this task, you’ll need:

• Your most recent pay stub
• Last year’s income tax return
• A fresh Form W-4 from your employer, or download one from the IRS website

The idea here is to increase the number of exemptions you take while avoiding underpaying. To nail the number, use the IRS’ withholding calculator . The Form W-4 Assistant calculator at PaycheckCity can also help you.

How much is each exemption worth? Well, generalizations and taxes are a potentially lethal cocktail, but if you thrive on rules-of-thumb, figure that each exemption equals about $850 in tax.

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by bintangkecil on Sunday, April 12th, 2009 | Business, Humour, Inspiration, Knowledge, Life | 16 Comments

Where would you hide your money at home?
Where are the best places to hide your precious money?

If someone breaks into your house and looks for money, where are the last places to find?

Here are our best ways to hide your extra money around the house (especially if you cannot buy a safe or don’t want to buy a safe because it is a waste of money):

Wall Lamp
Do not tightly screw the bulb to the socket. Burglar will think it’s a broken lamp and you will not burn your house down.

Egg Carton

Scale

Paper Towel

Tape Player
Burglars won’t look at tape players anymore, won’t they? let’s hope they will only take electronics that have “values” nowadays.

Trash Bag Box

Decorative Doll

Toilet Cover
Again, don’t forget to put your dollar bills into a ziploc bag, just in case you want to wash the cover and drop the money inside the toilet bowl.

Dining Table
Some tables do not have holes where you can slip your money but burglars won’t be interested in dining tables, will they?

Hairspray Can
This is a special designed hairspray can. You can twist the bottom and save your money in it.

Trash Bin
Make sure you put your money into a ziploc bag first before hiding it under the trash bin.

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